Your financial partner for life
A qualified and expert team for your ever-changing business needs.
We provide business owners with products and services that help you manage your assets and plan for the future. Our team of experts will work with you one-on-one to develop a comprehensive qualified plan tailored to accomplish the goals you have set for your business, your employees, and your family.
There are three primary methods of managing a retirement plan and each one carries a varying degree of fiduciary responsibility.
- Options 1 - Plan Sponsor/Corporate Trustee makes all decisions regarding the retirement plan and bears the risk for the investment selections and investment costs.
- Option 2 - Hire a 3(21) Investment Fiduciary that recommends to the Plan Sponsor (The Employer) an appropriate investment line up. The Plan Sponsor maintains the responsibility and liability as the final authority for the plan investments.
- Option 3 - Hire a 3(38) Discretionary Investment Fiduciary by delegating the decision making and liability for selecting, adding, changing and replacing the investment line up for the entire plan.