August 17,

Lifetime Learning Credit vs. American Opportunity Tax Credit

  Fall brings many things to look forward to. Changing leaves, sweater weather, seasonal drinks, pumpkin everything and more. For most of us, thinking about college tuition doesn’t spark a high interest. I am one of four sisters who graduated from a 4-year university and college didn’t come cheap for our family. The federal government has two key education tax credits that can provide your family with some financial assistance: the American Opportunity Tax Credit and... Read More

July 31,

HFG University-2017 Internship Program

    Our internship program was developed to provide high-performing college students with valuable professional experience in the financial industry. Our goal was for participants to gain knowledge from our experienced staff, provide hands-on office experience, tasks to enhance their skill sets and an environment that would allow them to explore their interest of finance and business. This summer, we had the pleasure of having two interns work alongside us. Our interns... Read More

July 21,

The Suit: A Higher Standard

           CEO Ty Haberling discusses the higher standard that trust companies hold in regard to their fiduciary responsibility in the online magazine, The Suit.                                                   “Good financial planning is sort of like going to the doctor, but there is a key difference. Most doctors in... Read More

June 30,

Planning for Financial Aid

  The Effect of Income & Assets for Dependent Students It is important to start by pointing out that nearly every student is eligible for some form of financial aid. Students who may not be eligible for need-based aid, such as a Federal Pell Grant, may still be eligible for an unsubsidized Stafford Loan, for example, regardless of income or circumstances. Colleges and Universities use the Free Application for Federal Student Aid (FAFSA), as well as your federal tax... Read More

June 26,

Hope is not a strategy

During my 15 years working in the corporate world, I had to spend far too many hours enduring meetings that were much longer than they were productive. However, if you sit through enough meetings, you are bound to experience a few “aha” moments where someone says something that actually sticks with you for the rest of your life. While working in that position, our office was a bit of a revolving door for senior executives who were assigned to manage the overall operations of the... Read More

June 20,

When It Comes to Investing: Don’t Be “Average”

According to the Social Security Administration the average retiree receives only 36% of their income in retirement from social security retirement benefits. The balance of their income needs are met by defined benefit plans (pensions), their personal savings and investments, or they are forced to continue to work. Increasingly, investment results are necessary for an individuals to retire successfully. JP Morgan recently reported 20 Year annualized investment returns categorized by... Read More